Fortunr

Net-worth ledger · Coming soon to iPhone

The monthly money ritual, without the spreadsheet.

Fortunr is a calm net-worth tracker. You type in your balances once a month, which takes about three minutes, and watch your wealth build. It never asks for your bank login, and it will never nag you about spending.

We’ll email you once, when it launches.

The ritual

The whole app takes three minutes a month.

Updating a spreadsheet every month sounds easy until you’ve done it forty times. Find the laptop, open the tab, paste in the balances, fix the formula that broke. The check itself takes minutes; the sheet admin eats the evening. Fortunr keeps only the part that matters: type in your balances, see where you stand, done.

Checking in on your money is never going to be thrilling. It can at least be quick.

  1. The nudge

    It starts with a nudge

    “It’s the 1st. Time for your August entry.” On the day you pick, a nudge tells you the month’s entry is ready. Do it there and then, chip away at it through the day, or finish it when you’re home in the evening. The ledger waits.

  2. The entry

    Type your balances

    Go down your list of accounts and type in the current balances. It takes about three minutes on your phone. If you miss a month, you can backfill it later; the ritual should survive a holiday.

  3. The payoff

    Watch it accumulate

    Enter the last figure and the ledger resolves: your new net worth, how it moved since last month, and the trend line quietly climbing.

In the app

Here’s how it’s shaping up.

These are real screens from the current build. On the left, a monthly entry midway through: two accounts updated, three still to do. On the right, the history Fortunr keeps for every account, month by month.

The Assets screen: five accounts totalling £137,830.75. Monzo Daily and a Vanguard stocks ISA are updated for this month; Marcus Savings, a cash ISA and a pension are marked awaiting entry in gold.
The entry, half done Two accounts updated for August, three still to go.
An account's history: Monzo Daily at £2,845.12, a small trend line, and ten months of entries listed from November 2025 to August 2026.
The history Every month you've entered, kept for each account.

Held deliberately

Three things we won’t budge on.

  • It will never become a budgeting app.

    Fortunr is for people who just want a personal balance sheet: what you own, and how it’s growing. You won’t find envelopes or transaction feeds in it, and it has no opinion about what you spent on coffee (or trading cards)

  • You type the numbers in yourself.

    Fortunr never asks for your bank login, so there’s no sync to break and no “reconnect your account” screen. Typing your balances in once a month is the point, the same way writing in a journal is.

  • Your data stays yours.

    You can export your full history as CSV or JSON whenever you like, in one click, for free. That will always be free. If you ever decide to leave, everything comes with you.

In the ledger

The monthly ritual is free, forever.

Everything you need to run the monthly habit is free, and will stay free. There’s no trial that runs out.

  • Cash, savings & ISAsFree
  • Stocks & shares, manually valuedFree
  • Pension potFree
  • The monthly nudgeFree
  • Dashboard & trendsFree
  • Missed-month backfillFree
  • Full CSV + JSON exportFree

The waitlist

Be there for the first entry.

Fortunr is in development now, starting with iPhone in the UK. Join the waitlist and we’ll let you know when it’s ready.

You’ll get a single email when the app launches.